Every letter you need after a death, written for you.

Pick your kit

What's inside

In both kits

• The county court

  Asks for a copy of the will and the estate (probate) file, and the copy fees.

• Banks and credit unions

  Reports the death and asks for every account, its balance on the date of death, and what they need to release it.

• Life insurance companies

  Asks for claim forms, or for a search of their records if you don't know the policy number.

• Employers and retirement plans

  Asks about the final paycheck, group life insurance, pensions and 401(k) accounts.

• Credit card and loan companies

  Reports the death, stops new charges and asks for the balance, with the CFPB's plain rules on who owes what.

• All three credit bureaus

  Equifax, TransUnion and Experian, at their real mailing addresses, asking for a "deceased" flag to stop identity theft.

• Utilities and subscriptions

  Closes or transfers accounts and asks for any credit balance back.

• Two checklists and a tracker

  Phone calls to make (Social Security, the VA), papers to gather, and a log of what you mailed and when.

Only in the Complete Estate Kit

• The mortgage company

  Uses the federal successor-in-interest rule to ask what papers they need from the family, plus the balance and payment.

• Investment and IRA accounts

  Asks for every account, its value on the date of death, and who is named as beneficiary.

• Health insurance and Medicare plans

  Ends coverage, asks for any premium refund and a list of claims to check against medical bills.

• Hospital, doctor and nursing home bills

  Asks for an itemized bill and sends it to the estate, not to you.

• The landlord

  Asks how the lease ends, when to move out, and how the security deposit comes back.

• The funeral home

  Asks for the itemized statement the FTC's Funeral Rule requires, and a final bill.

• Car and home insurance

  Keeps coverage in place until things are sold, and asks about an empty house.

• The VA, by mail

  Reports a Veteran's death to the VA's Claims Intake Center and asks about burial and survivor benefits.

• Envelope labels

  Every address printed on standard 2 x 4 inch label sheets, plus your return address.

• Executor organizer

  Accounts and letters, bills, contacts, an expense log with a running total, and deadlines you can add to your phone's calendar.

• Digital accounts checklist

  The official pages to close or memorialize Facebook, Google, Apple, Microsoft, Amazon, PayPal and more.

How it works

1. 1

   Pay once on a secure page

   One time, no subscription. Pay on Stripe or PayPal's own page, so we never see your card.

2. 2

   Type the details once

   The person's name and dates, your name and address, and each bank or company. It stays on your device.

3. 3

   Print, sign and mail

   We write every letter for you, and your details fill in. Print them, or save them as a PDF to email or upload.

A look at three of the letters

Shown with made-up names, and only the top of each letter. In your kit, the whole letter fills in with your details, plus a "Before you mail it" note for each one.

Good to know

Do you write the letters, or do I fill in forms?

We write them. You type the details once (names, dates, addresses), and every letter fills itself in, ready to print, sign and mail.

What's the difference between the two kits?

The Family Paperwork Kit has the letters most families need first. The Complete Estate Kit adds 8 more letters, envelope labels, the executor organizer and the digital accounts checklist.

I bought the basic kit. Can I upgrade?

Yes. Open your kit and press Upgrade. You pay just the $10 difference, and everything you typed carries over.

Do I have to pay to claim money?

Never. Courts, banks, insurance companies and the government don't charge you to claim what's owed. The kits only save you the time of writing the letters. Everything else on Finding Claims stays free.

Is this legal advice?

No. Finding Claims isn't a law firm. These are plain request letters you send yourself. If the estate is large, someone disputes the will, or you're unsure of your rights, talk to a lawyer or free legal aid in the state.

What happens to what I type?

It stays in your browser on your device and is never sent to us. You choose whether this device remembers it. We never ask for a Social Security number: the letters that need one leave a line to write it in.

What if a bank wants its own form?

Use their form. Your letter still tells them about the death and asks what they need, which is usually the first step.

Can I use it for more than one person?

Yes. Clear the form and fill it in again as many times as you need.

What if I'm not happy?

Email support@findingclaims.com within 30 days of buying and you'll get your money back.

See the terms and privacy pages. Finding Claims isn't a law firm, a government agency or a claims company, and the kits aren't legal advice.