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Unclaimed money in Puerto Rico

Puerto Rico holds money people never collected: old bank accounts, uncashed paychecks and refund checks, utility deposits, insurance payouts and the contents of safe deposit boxes. It keeps it until the owner or their heirs claim it, and claiming is free.

The official search

Office of the Commissioner of Financial Institutions (OCIF), Unclaimed Funds Division

Search Puerto Rico for free (opens the official site in a new tab)

Goes to ocif.pr.gov

Phone: 787-723-3131, ext. 2206

The site is mostly in Spanish. Unclaimed money is called fondos no reclamados.

Search in three steps

  1. 1

    Search every name

    Your own name and the names of family members, including maiden names, middle initials and old spellings.

  2. 2

    Try every city

    Search each city where the person lived or worked in Puerto Rico, and any old business names.

  3. 3

    Claim it on the official site

    It's free. The site lists the papers it needs, and you can usually start the claim online.

Claiming for someone who died

Heirs and executors can claim money held for someone who has died. The official site explains exactly what Puerto Rico asks for, but expect to send:

  • A copy of the death certificate
  • Proof you're entitled to it: the will and court papers, or the heir or small-estate form the office accepts
  • Your own photo ID, and proof of your address

In Puerto Rico, wills and estates go through the Tribunal de Primera Instancia. The clerk can tell you what Puerto Rico uses for small estates.

Most wills in Puerto Rico are signed before a notary and listed in the courts' Registro de Testamentos. Ask for a certificate from the Registro de Testamentospoderjudicial.pr (opens in a new tab)

More places money hides

These national searches are free too, and they cover every state.

See all 11 places money hides or the checklist for when someone dies.

Lived in more than one place? Check each one.

Official link checked November 10, 2026. If it ever stops working, search for "Puerto Rico unclaimed property" and use the official government site. Finding Claims isn't part of any government.